Legal Documents

w99 Terms & Conditions —
Before You Begin Good to Know

Please read these Terms & Conditions carefully before using the w99 platform. These terms constitute a legally binding agreement between you and w99.

Last Updated: January 2026
v3.2

Key Highlights of the Terms & Conditions

Read these key points before diving into the full details.

Age restrictions strictly enforced

You must be at least 18 years old to register and play on w99. If your age cannot be verified during identity verification, w99 reserves the right to close your account.

One Account Per Person

Each person may only register one account. Creating multiple accounts may result in all accounts being closed and balances forfeited.

Bonuses Are Subject to Wagering Requirements

Wagering requirements apply to all bonuses at w99. Please read the terms carefully before claiming any bonus. Bonus balances cannot be withdrawn directly.

KYC Required for Withdrawal

Identity verification (KYC) must be completed before your first withdrawal. A copy of your National ID or passport is required.

Zero Tolerance for Fraud

Any attempt at game hacking, bot usage, collusion, or fraud of any kind will result in permanent account closure and full forfeiture of all balances.

Right to Amend Terms

W99 may update these Terms & Conditions at any time. Members will be notified of significant changes via email or an on-platform notice.

01 Introduction & Acceptance

Welcome to the w99 (w99.life) platform. These Terms & Conditions ("Terms") form a legally binding agreement between w99 and its users. By registering or using the w99 platform, you confirm that you have read, understood, and agreed to these Terms.

These Terms were written in Bengali for the convenience of Bangladeshi users. However, in the event of a legal dispute, the English version shall prevail. If you disagree with any part of these Terms, please refrain from using the w99 platform.

Important: These Terms are updated periodically. Last updated: January 2026. Continued use of the platform constitutes acceptance of the revised Terms.

02 Eligibility Requirements

To register and use services on the w99 platform, the following conditions must be met:

  • Must be at least 18 years of age.
  • Online gaming must be legally permitted in your area of residence.
  • All information provided at the time of registration must be truthful and accurate.
  • Accounts must be registered in your own name and for your own use — not on behalf of anyone else.
  • You must be of sound mental health and capable of making informed decisions.

The w99 platform is strictly prohibited for minors. Providing false information during the age verification process will result in immediate account closure.

KYC Verification Process

W99 may request identity verification (Know Your Customer) at any time. Failure to provide the required documents within 72 hours of the request may result in a temporary account suspension. Accepted forms of identification include: National ID (NID), Passport, or Driving License.

03 Account Rules & Security

Create Account

Each individual may only create one w99 account. If multiple accounts are found under the same person, all accounts will be closed and all balances and bonuses will be forfeited. Family members living in the same household may open separate accounts, but verification may be required if fraudulent activity is suspected.

Password & Security

You are solely responsible for keeping your account login credentials confidential. Do not share your password with anyone. If you suspect any unauthorized access to your account, contact w99 Support immediately.

  • Use a strong password (at least 8 characters, including uppercase and lowercase letters, numbers, and symbols).
  • Keep Two-Factor Authentication (2FA) enabled.
  • Avoid logging in on public devices or public Wi-Fi.
  • Always log out after each session.

The account holder is responsible for all activity conducted through their account. w99 will not be held liable for any losses resulting from unauthorized use of an account by a third party.

04 Bonus & Promotion Terms

W99 offers a variety of bonuses and promotions. Please read the following terms carefully before claiming any bonus.

Welcome Bonus

New members will receive a Welcome Bonus on their first deposit. A minimum deposit amount is required to qualify. The Welcome Bonus can only be claimed once.

Wagering Requirements

Wagering requirements apply to all bonuses. For example, a 30x wagering requirement means the bonus amount must be wagered 30 times before a withdrawal can be made. The wagering period is typically 30 days.

  • Bonus balance cannot be withdrawn directly.
  • Some games contribute to wagering requirements at different rates — see the game page for details.
  • Wagering requirements must be met before bonus winnings can be converted to your cash balance.
  • Multiple bonuses cannot be active at the same time.

Attempting to withdraw before meeting bonus wagering requirements will result in forfeiture of the bonus and all associated winnings.

Free Spins

Winnings from free spins are subject to wagering requirements. Free spins typically expire within 24–72 hours. Any unused free spins will be forfeited once the validity period ends.

Cashback Bonus

The weekly cashback bonus is calculated based on net losses over a specific period. Cashback typically carries lower wagering requirements and is credited directly as a cash balance.

05 Payment & Financial Policy

Deposit

Deposits at w99 can be made via bKash, Nagad, Rocket, or bank transfer. Deposits are typically credited to your account instantly. The minimum deposit amount is ৳500.

  • Only use payment methods registered in your own name.
  • Payments made to a third party's name will be rejected.
  • There are no platform charges on deposits; however, your payment provider may apply their own fees.

Withdrawal

KYC verification must be completed before making a withdrawal. The minimum withdrawal amount is ৳1,000. Withdrawals via bKash and Nagad are typically processed within 15–30 minutes. Bank transfers may take 1–3 business days.

  • Withdrawals can only be made using the same payment method used for the deposit.
  • A daily maximum withdrawal limit applies — see the Payments page for details.
  • Suspicious transactions may be subject to additional verification.

W99 complies with international AML policies to prevent money laundering. Additional verification for large transactions is a standard part of this process.

Balance & Currency

All transactions on w99 are conducted in BDT. Transferring, selling, or gifting your balance to another person is strictly prohibited. Inactive accounts (no activity for 12 months) may be subject to a monthly maintenance fee deducted from the balance.

06 Gaming Rules & Prohibited Activities

All games on w99 are powered by Random Number Generator (RNG) technology and verified by independent auditing. Game outcomes are completely fair and unbiased.

Prohibited Activities

Any of the following actions will result in immediate permanent account closure:

  • Attempting to hack or manipulate the game software.
  • Playing games using bots, automated software, or artificial intelligence.
  • Collusion with other players in Live Poker.
  • Bonus abuse — claiming bonuses through multiple accounts.
  • Attempting to gain an unfair advantage by exploiting platform vulnerabilities or bugs.
  • Using the platform for money laundering purposes.

Game Technical Issues

If a technical error produces an abnormal result, w99 reserves the right to void the game and refund the wager. w99 is not obligated to honor incorrect payouts displayed due to a software error.

If you discover a bug or technical error, report it to Support immediately. Attempting to exploit any error will be treated as a punishable offence.

07 Responsible Gaming Policy

W99 is committed to responsible gaming. Gaming is for entertainment — not a solution to financial problems. We want every user to enjoy gaming in a healthy and informed way.

Self-Protection Features

  • Deposit Limit: Set daily, weekly, or monthly deposit limits.
  • Loss Limit: Set a maximum loss limit for a defined period.
  • Session Time Limit: Set a maximum daily time limit for your gaming sessions.
  • Cooling-Off: Take a temporary break from the platform for 1 to 30 days.
  • Self-Exclusion: Self-exclude from the platform for anywhere between 6 months and permanently.

For more details, visit our Responsible Gaming Page View.

For help with gaming-related concerns, contact the National Mental Health Helpline: 16789. Seeking help is a sign of strength.

08 Data Protection & Privacy

W99 is committed to protecting your personal information. For full details on what data we collect, how we use it, and how we keep it secure, please refer to our Privacy Policy Available.

  • Your personal information is never sold to third parties.
  • Your information may be used for service improvement and legal compliance purposes.
  • You have the right to request access to, correction of, or deletion of your personal data.
  • All data is protected with SSL encryption.

09 Account Closure & Suspension

W99 may temporarily suspend or permanently close an account under the following circumstances:

  • Violation of Terms & Conditions.
  • Fraudulent or suspicious activity.
  • Failure to complete KYC verification.
  • Found to be underage.
  • Extended inactivity (more than 12 months).
  • At your own request.

You may request a withdrawal of your verified balance before account closure, unless the account is being closed due to a breach of Terms & Conditions.

Self-Exclusion

You can request account closure at any time by emailing support@w99.life or via Live Chat. You will be given the opportunity to withdraw your verified balance before the account is closed.

10 Limitation of Liability

W99 shall not be held liable for the following:

  • Loss of a game or bet due to internet disconnection.
  • Losses caused by issues with third-party software or devices.
  • Account information compromised due to the user's own negligence.
  • Service disruption caused by unexpected technical errors.
  • If the service needs to be temporarily suspended for legal or regulatory reasons.

There is no guarantee of profit from gaming. Any financial losses are entirely the responsibility of the user.

W99's total liability shall under no circumstances exceed the actual account balance at the time of the relevant dispute.

11 Terms & Conditions Update Policy

W99 reserves the right to modify, amend, or update these Terms & Conditions — in part or in full — at any time. For significant changes:

  • A notice will be sent to your registered email address.
  • A notice will be displayed on the platform's homepage.
  • You will be notified at least 7 days before any changes take effect.

Continuing to use the platform after a notice has been issued will be considered acceptance of the updated terms. If you do not agree to the new terms, you will have the option to close your account.

The latest version of these Terms & Conditions is always available at w99.life/terms-conditions. You can print or save the page to keep a copy of any previous version.

12 Contact & Complaints

If you have any questions or concerns about these Terms & Conditions, please get in touch with us:

An initial response is generally provided within 48 hours of a complaint being submitted. Complex cases may take up to 7 business days to resolve. We take every complaint seriously and are committed to reaching a fair outcome.

When submitting a complaint, include your account ID, date, and a detailed description — this helps us resolve your issue faster.

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⚠️ Play Responsibly. Strictly 18+.

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